Protecting the privacy of our clients is important to us. This notice describes the practices and policies through which we maintain the confidentiality and protect the security of your non-public personal information.

What Information We Collect

In the course of providing services to you, we may collect the following types of "non-public personal information" about you:

• Information we receive from you on applications or other forms, such as your name, address and social security number, the types and amounts of investments and bank account information, and Information about your transactions with us and others, as well as other account data.
  
  "Non-public personal information" is non-public information about you that we obtain in connection with providing a service to you, such as the information described in the above examples.

What Information We Disclose

We do not disclose non-public personal information about you or any of our former clients to anyone, except as permitted by law. In the normal course of serving clients, information we collect may be shared with companies that perform various services such as other advisors you have an affiliation with including your attorney, transfer agents, custodians and broker-dealers. These companies will use this information only for the services for which we hired them and as allowed by applicable law.

Confidentiality and Security Procedures

To protect your personal information, we permit access only by authorized employees. We maintain physical, electronic and procedural safeguards that comply with federal standards to protect the confidentiality, integrity and security of your non-public personal information. We will continue to adhere to the privacy policies and practices in this notice even after your account is closed or becomes inactive.

Based on the above information, please be aware that we may share some client information with outside companies.

• You do not need to do anything if you agree that we may: Share information with outside companies using the above stated policies

You need to "opt out" of information sharing – in other words, ask us not to disclosure certain information – if you would like to:

• Limit information sharing with outside companies.

If you would like to opt out, all you have to do is call and discuss this with any one of us.

Regardless of your choice, you can feel certain that we will continue to safeguard your personal information and protect it from unauthorized use.

Thank you for the trust you have instilled in us. We value our relationship with you and look forward to assisting you with your financial needs in the future. For questions about our policy, or for additional copies of this notice, please contact us.